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Her goldfish dead, her lover exposed as a rat, Shawn Holloway leaves her bank post and goes to the roof intent on suicide. Before she can leap, she’s taken hostage by Charlie Anders, a fleeing bank robber. He and his partners have stolen a million in cash and plan to escape to Venezuela. Shawn agrees to cooperate if Charlie promises to kill her once he’s in the clear. Parts of the plan go awry, so Charlie has time to try to pierce her bleak manner and self pity, and she has time for reflection. As night falls, their interlude ends: they’re each alone, Charlie facing prison as the police close in, and Shawn staring down at a river from atop a high bridge.

It’s a quiet little town where nothing happens - until the day the bank is hit for half a million dollars of Indian casino money by a thief wearing a clowns mask. From here the story follows a dangerous game of cat-and-mouse between bank robber and former cop Parker (James Spader) and small-town police officer Ray DeCarlo (David Keith) determined to catch him. Parker doesn’t help himself by holing up with a nurse who happens to be DeCarlo’s former wife. Throw in a rookie FBI agent, Indians who want their money back, some former friends of Parker who are not so friendly anymore and his fate seems sealed.

As a favor to his longtime lover Dr. Susan Silverman, Spenser agrees to investigate the stalking of a theater company director, pro bono. But before he can get started, an actor is killed by an arrow in the middle of a play. Now that there’s a real-life murder to investigate, Spenser and Hawk, get to do what they do best—even if it means death threats from the Chinese underworld, being ordered out of town by the tough local police chief (Eric Roberts), and dodging bullets and crossbows at every turn. By the time they leave the quaint ocean front community, the population has decreased by three, and live theater will never be the same.